Voting rights. Ownership. Control. When you invest in a fund, the fund manager uses your money to gain leverage. If your goal is just to make money, then buy the fund and let it do its thing; you'll be happy with the results. If your goal is to make an impact and use your money to have a voice, or if you just want to have more control, then you need to buy individual stocks and to do that in a manner where you're keeping risk low, you need to know how to leverage optimal portfolios and risk aversion.
These materials are for anyone who wants to know more about investments. They're intended to help you build a foundation to grow from and are designed so that folks without a finance background can easily understand and apply these concepts.
The best way to start this experience is to go through the step-by-step program. You can find the Start / Resume button on the Materials page. The materials are broken down into 5-15 minute segments to make them easier to work through.
Yes. I've been testing these methods since 2016 and have actively invested with them since 2020. 2021 included a down year but otherwise I've seen annual returns in the 10-30% range for my personal portfolio and some of the test funds have even seen annual returns beyond 60%. It's worth noting the market has also done well during that time. These methods aim to make your portfolio act like an index fund so your return should mimic the market's.
Review our performance reporting to see how the test funds performed last week, year-to-date and over the past year. Once a year we also publish an annual report detailing each metric's results. Performance does change over time as investor's priorities change so be flexible with your strategy, review what's working and make changes to ensure you're capitalizing on market trends.
Reports are posted weekly about 50 times a year. Reports around major holidays may be delayed 1-2 business days depending on resource availability. We update last close prices nightly so that the optimizer can provide accurate balances.
Reports are based on analyzing statistics over a period of time. The shortest time period for the returns is 90 days, therefor adding 1-2 more days of returns does not materially impact the results. That's also why we discourage people from attempting to time the market or day trade. Based on our testing, that's not enough time to generate any sustained value. Our view is that day trading is betting and not a sound way to invest. Sure, you might get lucky here and there but sustaining that success is nearly impossible and largely why most financial professionals will stear you toward index funds and discourage you from stock investing.
It also takes about 400M records to produce all of the statistics and generating that amount of data on an individual basis or in a live environment would require significant computing power. In an effort to keep loading time fast and costs low, we generate the statistics weekly and update the last close prices daily.
From the Reports or Materials section, select the checkbox next to the material you want to download, the option to download should show up in the section menu. If you encounter difficulties, reach out to us and we can email the materials to your registered address.
Yes. Our site is designed so that you can access the materials, videos and training program through your mobile device. The materials we designed with a widescreen display in mind so they may not always fit perfectly when being displayed on different aspect ratios.
We want you to leave here feeling confident and empowered. That said, throughout this program we always encourage you to meet with financial professionals before engaging with any trades. Building a network can help save you from pitfalls and give you much needed sources of feedback. Even if it's just getting feedback from social media, you should always challenge your opinions. The market is always changing and to keep up, your strategy should too.
Stock reports are posted on Saturday morning, typically by Noon (EST). Performance Reports are posted on Sunday afternoon, around 2PM (EST). Due to holidays, reports may be delayed 1-2 business days.
Access to our weekly stock and performance reporting is included for 1 year from the purchase date. After one year, to maintain access, you'll have to subscribe at a monthly rate. You will continue to maintain access to the version of the training materials you purchased without any additional cost.
Navigate over to the calendar and find an upcoming session. Make sure to take note if it's the 3-night, 1-day or Power Hour option as your ticket will only work for the type of session you purchased. If you would like to change between the 1-day and 3-night course those tickets can be exchanged at no cost, just contact us.
When you finish the step-by-step program, you unlock a certificate. Otherwise they're the same. The training program videos are broken up into the 5-15 minute step-by-step segments to keep your attention and make working through the materials easier. While we think most of this stuff is fun, some of the foundation materials can be a bit dry. We still walk you through them because we want you to understand that this is not some trick or something we made up, there is a solid and tested foundation behind what we're coaching.
Yes. We post content on X (Twitter), Facebook, Instagram, LinkedIn, YouTube and Rumble. Our social media pages showcase our ideas and concepts while educating our followers on some of the assets that are available. We have an Industry Explorer series, where we profile the top companies in each industry, based on market cap, and we post daily and weekly market recaps so you can see what's working. On most social media sites, we post under the handle @PortfolioDegree. We always appreciate a follow as it helps us get the algorithms to share our content with more people.
It shows you where the stock's metrics rank within the total population of investments. Rather than see a number like 0.62, you see a grade, like B+. That helps you immediately understand if this stock performed well for this metric or if there are better options.
They show you where the risk is in you portfolio. The lower the grade, the higher the asset's contribution is to the risk of the overall portfolio. Grades update each time new stocks are added or deleted so you can see how the risk balances out in your portfolio.
The portfolio tested that produced the most return for the least amount of risk. You find this by testing thousands of different combinations of the assets you selected. By using an optimal portfolio, you're aligned with the best historical combination of your assets and as long as you rebalance to that every so often, your portfolio will act like an index fund and produce returns that mirror the market.
Diversifying you portfolio between "risky" stocks and "risk-free" bonds. You don't have to limit yourself to just bonds, you can include CDs, money market savings accounts, fixed income products and more. Risky assets can also include other non-guaranteed investments like crypto currencies.
We hope that you've found this helpful. If you still have questions, please reach out to us at support@portfoliodegree.com or by navigating to the Contact Us section at the bottom of our About Us page.